Trosolwg Jumbo Doc Llawn
Jumbo Doc LlawnMae swm y benthyciad yn fwy na'r terfynau ar gyfer benthyciad confensiynol sy'n cydymffurfio.
Cyfradd:CLICIWCH YMA
Uchafbwyntiau Rhaglen Jumbo Dogfen Llawn
Prime 30 Mlynedd Sefydlog & 10/6 ARM
1) Uchafswm.LTV 80% i'w brynu;Max.LTV 70% ar gyfer C/O;
2) Max.Swm y Benthyciad $3.0M;
3) Min.12 mis o gronfeydd wrth gefn ar PITIA;
4) Min.FICO 720.
Ehangu 30 Mlynedd Sefydlog
1) Benthyciad Amt $400K~$4.0M
2) Uchafswm DTI hyd at 50%
Jumbo Elitaidd (5/6 ARM, 7/6 ARM) * Mae'r rhaglen hon yn adwerthu yn unig.
Blaendal gyda Llog.Mwy o Blaendal, Cyfradd Is!
Mae adneuon ar gyfer CD 12 mis (rhaid eu cadw mewn cyfrif dynodedig AAA).
Mae llog yn amrywio yn ôl y dyddiad agor.Roedd y gyfradd yn 4.25% ar 12/08/2023.
Y blaendal lleiaf yw20%o swm y benthyciad.
1) Uchafswm.Swm y Benthyciad $4.0M
2) Max.DTI 45%
3) Min.FICO 700
CLICIWCH YMAi gael terfynau LTV & FICO a mwy o fanylion am y Matrics.
Taflen Jumbo
Newyddion a Fideos
Benthyciadau Jumbo Elite: Lle Mae Moethus yn Cwrdd â Fforddiadwyedd
Llywio Benthyciadau Jumbo Dogfen Llawn: Canllaw Byd Go Iawn i Brynwyr â Sgoriau FICO Isel➡Fideo
Mwyhau Buddsoddiad Eiddo Tiriog gyda Benthyciadau Jumbo Dogfen Llawn: Sylw ar Gondos Sefydlog 30-Mlynedd nad ydynt yn Asiantaeth ac Amherthnasol➡Fideo
Llywio Benthyciadau Jumbo Dogfen Llawn: Rôl Hanfodol Rheoli Taliadau Hwyr Morgais➡Fideo
Beth yw Benthyciad Jumbo?
Mae benthyciad jumbo yn fath o gyllid sy'n fwy na'r terfynau a osodwyd gan yr Asiantaeth Cyllid Tai Ffederal ac ni all Fannie Mae na Freddie Mac ei brynu, ei warantu na'i warantu.Rhaid i berchnogion tai fynd trwy ofynion credyd mwy trwyadl na'r rhai sy'n gwneud cais am fenthyciad confensiynol.Mae benthyciadau Jumbo yn caniatáu ichi brynu eiddo drud.Nid yw Fannie Mae na Freddie Mac yn cefnogi benthyciad jumbo.
Yn 2024, mae'r FHFA yn gwella'r terfynau benthyciad ar gyfer pob math o fenthyciadau, yn enwedig Benthyciadau Jumbo.Cyfeiriwch at derfynau benthyciad 2024 isod yng Nghaliffornia.
Terfynau Benthyciad 2024 yn Siroedd California
| SIR | Terfyn 1-Uned | 2-Terfyn Uned | 3-Terfyn Uned | 4-Terfyn Uned |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Imperial | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRENHINOEDD | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARWNAD | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OREN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PLACER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLUMAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLAN YR AFON | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SANTA Cruz | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAWS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DRINDOD | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
