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Cynhyrchion

Categorïau Cynhyrchion
Cynhyrchion Dethol
Cymorth Blaendaliad y Llywodraeth (DPA) Lien Cyntaf

Cymorth Blaendaliad y Llywodraeth (DPA) Lien Cyntaf
Jumbo

Jumbo
Datganiad Banc

Datganiad Banc
Cymhareb Gorchudd Gwasanaeth Dyled (DSCR)

Cymhareb Gorchudd Gwasanaeth Dyled (DSCR)
Elw a Cholliant/Gwasanaethau Gwaith Parod ar gyfer y CPA

Elw a Cholliant/Gwasanaethau Gwaith Parod ar gyfer y CPA
Elw a Cholliant Hunan-baratoedig

Elw a Cholliant Hunan-baratoedig
Dim Swydd Dim Incwm

Dim Swydd Dim Incwm
WVOE

WVOE
HELOC

HELOC
Prime CES (Eiliad Pen Caeedig)

Prime CES (Eiliad Pen Caeedig)
0102030405
jumboeby

Trosolwg o Fenthyciad Jumbo

Mae benthyciad jumbo yn fath o gyllid sy'n fwy na'r terfynau a osodwyd gan yr Asiantaeth Cyllid Tai Ffederal ac ni ellir ei brynu, ei warantu na'i warantu gan Fannie Mae na Freddie Mac. Rhaid i berchnogion tai ufuddhau i ofynion credyd mwy llym na'r rhai sy'n gwneud cais am fenthyciad confensiynol. Mae benthyciadau jumbo yn caniatáu ichi brynu eiddo drud. Nid yw benthyciad jumbo wedi'i gefnogi gan Fannie Mae na Freddie Mac.


Cyfradd:CLICIWCH YMA

Uchafbwyntiau Benthyciad Jumbo

Dogfen Jumbo Llawn Prime (30 Mlynedd Sefydlog Prime/ARM 10/6 Prime)

Uchafswm LTV
80%
Swm Benthyciad Uchaf
$3M
Min. FICO
720

★Prime 10/6 ARM (Cyfartaledd SOFR/2.75 Margin dros 30 diwrnod; Cap 5/1/5, y Gyfradd Gymhwyso yw'r Uwch o Gyfradd Nodyn neu Gyfradd Mynegai Llawn. Cyfradd Lawr=margin)
★Dinasyddion yr Unol Daleithiau
★Benthycwyr Preswylwyr Parhaol
★Preswylydd Di-barhaol
★Rhaid i bob dinesydd o'r Unol Daleithiau, cleient byd-eang sy'n byw'n barhaol, a chleient byd-eang nad ydynt yn barhaol gael rhif nawdd cymdeithasol er mwyn bod yn gymwys.

Dogfen Llawn Ehangedig Jumbo (Ehangedig 30 Mlynedd Sefydlog/Ehangedig 15 Mlynedd Sefydlog)

Uchafswm LTV
80%
Swm Benthyciad Uchaf
$3M
Min. FICO
700

★DTI hyd at 50.00%
★Dim Addasiadau ar gyfer Condo / 2 Uned
★Mae Ail Gartref a Buddsoddiad yn Gymwys ar gyfer Ailgyllido C/O
★Croeso i gyd-fenthycwyr nad ydynt yn byw yn yr adeilad
★Uchafswm Arian Parod wrth Law yw Hyd at $500K
★Nid yw dinasyddion tramor yn gymwys

CLICIWCH YMAi gael terfynau LTV a FICO a mwy o fanylion ar y Matrics.

Taflen Jumbo

Jumbo

Newyddion a Fideos

Llywio Benthyciadau Jumbo Dogfen Llawn: Canllaw Byd Go Iawn i Brynwyr â Sgorau FICO Isel Mwyafu Buddsoddiad Eiddo Tiriog gyda Benthyciadau Jumbo Dogfen Llawn: Sylw ar Gondoau Sefydlog 30 Mlynedd a Heb Warant Di-Asiantaeth Llywio Benthyciadau Jumbo Dogfen Llawn: Rôl Hanfodol Rheoli Taliadau Hwyr Morgais

Terfynau Benthyciadau 2024 yn Siroedd California

SIR

Terfyn 1 Uned

2-Terfyn Uned

3-Terfyn Uned

4-Terfyn Uned

ALAMEDA

$1,149,825

$1,472,250

$1,779,525

$2,211,600

ALPIN

$766,550

 $981,500 $1,186,350

$1,474,400

AMADOR

$766,550

$981,500

$1,186,350

$1,474,400

BUTTE

$766,550

$981,500

$1,186,350

$1,474,400

CALAVERAS

$766,550

$981,500

$1,186,350

$1,474,400

COLUSA

$766,550

$981,500

$1,186,350

$1,474,400

YN ERBYN YR ARFORDIR

$1,149,825

$1,472,250

$1,186,350

$2,211,600

GOGLEDDOL

$766,550

$981,500

$1,186,350

$1,474,400

Y DORADO

$766,550

$981,500

$1,186,350

$1,474,400

FRESNO

$766,550

$981,500

$1,186,350

$1,474,400

GLENN

$766,550

$981,500

$1,186,350

$1,474,400

HUMBOLDT

$766,550

$981,500

$1,186,350

$1,474,400

IMPERIALAIDD

$766,550

$981,500

$1,186,350

$1,474,400

TI

$766,550

$981,500

$1,186,350

$1,474,400

KERN

$766,550

$981,500

$1,186,350

$1,474,400

BRENHINOEDD

$766,550

$981,500

$1,186,350

$1,474,400

LLYN

$766,550

$981,500

$1,186,350

$1,474,400

GOSOD

$766,550

$981,500

$1,186,350

$1,474,400

LOS ANGELES

$1,149,825

$1,472,250

$1,779,525

$2,211,600

PREN

$766,550

$981,500

$1,186,350

$1,474,400

MARIN

$1,149,825

$1,472,250

$1,779,525

$2,211,600

MARIPOSA

$766,550

$981,500

$1,186,350

$1,474,400

MENDOCINO

$766,550

$981,500

$1,186,350

$1,474,400

MERCED

$766,550

$981,500

$1,186,350

$1,474,400

MODOC

$766,550

$981,500

$1,186,350

$1,474,400

MONO

$766,550

$981,500

$1,186,350

$1,474,400

MONTEREY

$920,000

$1,177,750

 $1,423,650

$1,769,250

NAPA

$1,017,750

$1,302,900

$1,574,900

$1,957,250

NEVADA

$766,550

$981,500

$1,186,350

$1,474,400

OREN

$1,149,825

$1,472,250

$1,779,525

$2,211,600

LLEOLIAD

$766,550

$981,500

$1,186,350

$1,474,400

PLU

$766,550

$981,500

$1,186,350

$1,474,400

GLAN YR AFON

$766,550

$981,500

$1,186,350

$1,474,400

SACRAMENTO

$766,550

$981,500

$1,186,350

$1,474,400

Sant Benedict

$1,149,825

$1,472,250

$1,779,525c

$2,211,600

SAN BERNARDINO

$766,550

$981,500

$1,186,350

$1,474,400

SAN DIEGO

$1,006,250

 $1,288,200 $1,557,150

$1,935,150

SAN FRANCISCO

$1,149,825

$1,472,250

$1,779,525

$1,867,275

SAN JOAQUIN

$766,550

$981,500

$1,186,350

$1,474,400

SAN LUIS OBISPO

$929,200

$1,189,550

 $1,437,900

$1,786,950

SANT MATHEW

$1,149,825

$1,394,775

$1,779,525

$2,211,600

SANTE BARBARA

$838,350

$1,073,250

 $1,297,300

$1,612,250

SANTA CLARA

$1,149,825

 $1,472,250

$1,779,525

$2,211,600

CROES SANCTAIDD

$1,149,825

$1,472,250

 $1,779,525

$2,211,600

SHASTA

$766,550

$981,500

$1,186,350

$1,474,400

SIERRA

$766,550

$981,500

$1,186,350

$1,474,400
SISKIYOU $766,550 $981,500 $1,186,350 $1,474,400
SOLANO $766,550 $981,500 $1,186,350 $1,474,400
SONOMA $877,450 $1,123,300 $1,357,800 $1,687,450
STANISLAUS $766,550 $981,500 $1,186,350 $1,474,400
SUTTER $766,550 $981,500 $1,186,350 $1,474,400
TG $766,550 $981,500 $1,186,350 $1,474,400
TRINITY $766,550 $981,500 $1,186,350 $1,474,400
TULARE $766,550 $981,500 $1,186,350 $1,474,400
TUOLUMNE $766,550 $981,500 $1,186,350 $1,474,400
VENTURA $954,500 $1,221,950 $1,477,050 $1,835,600
YOLO $766,550 $981,500 $1,186,350 $1,474,400
YUBA $766,550 $981,500 $1,186,350 $1,474,400