Trosolwg Benthyciad Jumbo
JumboMae swm y benthyciad yn fwy na'r terfynau ar gyfer benthyciad confensiynol sy'n cydymffurfio.
Cyfradd:CLICIWCH YMA
Uchafbwyntiau Benthyciad Jumbo
Jumbo Elitaidd (5/6 ARM)
♦Blaendal gyda Llog. Mwy o Blaendal, Cyfradd Is!
♦Mae adneuon ar gyfer CD 12 mis gyda Llog (rhaid eu cadw mewn cyfrif dynodedig AAA).
Mae llog yn amrywio yn ôl y dyddiad agor.
♦ Y blaendal lleiaf yw20%o swm y benthyciad.Blaendal gyda Llog.
Jumbo Dogfen Llawn (Prime 30 Mlynedd Sefydlog / Prime 10/6 ARM)
♦ Max. LTV 80% i'w brynu; Max. LTV 70% ar gyfer C/O;
♦Minnau. 12 mis o gronfeydd wrth gefn ar PITIA;
CLICIWCH YMAi gael terfynau LTV & FICO a mwy o fanylion am y Matrics.
Taflen Jumbo
Newyddion a Fideos
Benthyciadau Jumbo Elite: Lle Mae Moethus yn Cwrdd â Fforddiadwyedd
Llywio Benthyciadau Jumbo Dogfen Llawn: Canllaw Byd Go Iawn i Brynwyr â Sgoriau FICO Isel➡Fideo
Mwyhau Buddsoddiad Eiddo Tiriog gyda Benthyciadau Jumbo Dogfen Llawn: Sylw ar Gondos Sefydlog 30-Mlynedd nad ydynt yn Asiantaeth ac Amherthnasol➡Fideo
Llywio Benthyciadau Jumbo Dogfen Llawn: Rôl Hanfodol Rheoli Taliadau Hwyr Morgais➡Fideo
Beth yw Benthyciad Jumbo?
Mae benthyciad jumbo yn fath o ariannu sy'n fwy na'r terfynau a osodwyd gan yr Asiantaeth Cyllid Tai Ffederal ac ni all Fannie Mae na Freddie Mac ei brynu, ei warantu na'i warantu. Rhaid i berchnogion tai fynd trwy ofynion credyd mwy trwyadl na'r rhai sy'n gwneud cais am fenthyciad confensiynol. Mae benthyciadau Jumbo yn caniatáu ichi brynu eiddo drud. Nid yw Fannie Mae na Freddie Mac yn cefnogi benthyciad jumbo.
Yn 2024, mae'r FHFA yn gwella'r terfynau benthyciad ar gyfer pob math o fenthyciadau, yn enwedig Benthyciadau Jumbo. Cyfeiriwch at derfynau benthyciad 2024 isod yng Nghaliffornia.
Terfynau Benthyciad 2024 yn Siroedd California
| SIR | Terfyn 1-Uned | 2-Terfyn Uned | 3-Terfyn Uned | 4-Terfyn Uned |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| GOGLEDD | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YR AUR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Imperial | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRENHINOEDD | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GADEWCH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PREN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARWNAD | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OREN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PLACER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLUOEDD | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLAN YR AFON | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENEDICT | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATTHEW | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| Y GROES SANCTAIDD | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAWS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TG | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DRINDOD | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
